Frequently Asked Questions

Opt-Out

All Soka students must have health insurance. Students may waive the health insurance fee by submitting a waiver by the deadline. Students must annually complete an online Health Insurance Waiver form to indicate if you will be waiving the Soka health insurance plan. If you are waiving, you must submit a copy of your health insurance card. Otherwise, you will automatically be enrolled in Soka's Student Health Insurance plan. 

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

 International & Domestic Students

 Waiver Period
Fall Incoming Students05/15/2026 - 07/01/2026
Fall Returning Students05/01/2026 - 06/03/2026
Spring/Summer Incoming & Returning Students11/11/2026 - 12/02/2026

 

Bridge International

 Waiver Period
Summer04/01/2027 - 05/01/2027

 

All students at Soka University of America are required to maintain medical insurance coverage for urgent and emergency medical care within the locality of the SUA campus. This medical insurance may be provided through the University’s student health plan or by another policy. If the student fails to submit a waiver before the deadline, then the student will be automatically enrolled, and the premium will be added to the student’s account at the University.

Please review these prior to submitting your waiver request.

Alternative Health Insurance Plans must meet the following requirements:

  1. If your plan is through an employer, Covered California/Marketplace, Medicare, Medi-Cal or Medicaid, it meets the MEC requirement.
  2. If you have short-term/temporary insurance, travel insurance, or dental-only insurance, your plan does NOT meet the requirement.
  3. If you aren’t sure, check your Summary of Benefits (SBC) or call your insurance provider and ask whether your plan covers the 10 Essential Health Benefits required under this Affordable Care Act (ACA).